Plain-language playbooks for the paperwork side of running jobs — verifying Florida licenses, reading Certificates of Insurance, and keeping every subcontractor cleared to work.
The coverages a Florida general contractor should require from every subcontractor — general liability, workers' comp, auto, umbrella — plus the two endorsements that actually protect the GC and how to read them off the certificate.
A plain-English guide to every status that shows up on a Florida DBPR contractor license lookup, and the one question that matters: can this sub legally work right now?
Unlicensed contracting is prohibited under Florida law — and the fallout lands on the GC. Here are the real risks, the escalating penalties, and how to protect your projects.
Why Florida holds construction to a stricter workers' comp standard, how subcontractor exemptions really work, and what a general contractor must verify before work starts.
Spreadsheets miss expirations and let uninsured subs onto your jobsite. Here are 7 COI tracking best practices that close coverage gaps and survive an audit.
Two endorsements you require from every sub, two different jobs. Here is what additional insured and waiver of subrogation each do — and why the ACORD 25 checkbox is not proof.
Exactly what to collect and verify before a sub starts work — the documents, the coverages, the license checks, and how to turn it into a repeatable process.
Learn to read an ACORD 25 line by line — coverage rows, limits, endorsements, and dates — so you can confirm a subcontractor is actually insured before they step on site.
A practical, step-by-step guide to confirming a Florida contractor license is valid using the DBPR portal — plus the status red flags general contractors should never ignore.